Digital payments are evolving from simple transactions to intelligent, agentic commerce experiences. How can businesses adopt innovation while staying compliant in regulated environments?
This week's VentureFuel Visionary is Prateek Khamesra, Director of Product at Visa.
In this episode, Prateek unpacks how innovation actually happens inside one of the world’s most critical financial infrastructures. It explores the technologies shaping the next wave of commerce, from agentic commerce and data-to-data transactions to blockchain, tokenization, stablecoins, and crypto; and what these shifts mean for enterprises operating in highly regulated environments.
Episode Highlights
- Decoding Payments Complexity – Prateek discusses how every tap, swipe, or click involves a highly orchestrated system that processes trillions of transactions daily while maintaining speed, security, and reliability.
- Balancing Innovation and Regulation – He shares how large organizations prioritize consumer trust and compliance while exploring emerging technologies like tokenization, stablecoins, blockchain, and agentic commerce.
- The Future of Agentic Commerce – He outlines how AI-driven agents could shop on behalf of consumers, analyzing intent, preferences, and inventory to deliver personalized purchases automatically.
- Leveraging Partnerships for Scale – According to Prateek, startups and large enterprises collaborate to test and scale new payment innovations safely, using partnerships as a stepping stone to acquisition or wider adoption.
- AI as the Operational Backbone – The conversation also delves into how AI is already improving operational efficiency in payments, optimizing fraud prevention, transaction approvals, and network stability to maintain consumer trust.
VentureFuel builds and accelerates innovation programs for industry leaders by helping them unlock the power of External Innovation via startup collaborations.